Two must reads about ObamaCarePosted: October 16, 2013
What then do we say about these words? Timing and here is another one location. What we do have to say about each one of these words is that what they represent is essential to every decision and the other advocates – location is everything to a business – location, location, and location.
Timing is everything. And just as Congress’s focus seems to be drifting from Obamacare’s ravages on the economy, Americans are learning the reason this law’s implementation was postponed until after the presidential election.
That reason is becoming clear as person after person opens the mail. Insurance costs are going up. For many, not just going up—skyrocketing.
Ross, a married father of three small boys in Florida, tells us his insurance will be going up $525 per month. “I feel completely helpless,” he says.
Kevin, who also has three small boys, just found out his wife’s individual health insurance premium will be jumping from $79 per month to $311.82 per month. “For whom exactly is the Affordable Care Act making care affordable?” asked Kevin, who lives in Alabama.
But this isn’t all. While people are receiving notices that their premiums are going up or perhaps their health plans are being discontinued, there’s a secret in Obamacare’s exchanges, too.
One of the reasons the Obamacare website has been so slow and glitchy? It requires people to enter personal information before they’re able to see insurance plan options. Health and Human Services does this so that if you’re eligible for a subsidy, you won’t see the true cost of your health plan.
Obamacare is laden with mandates that are driving up the cost of health insurance. And it didn’t stop with the original law. Federal bureaucrats are continuing to write more Obamacare regulations. One estimate is that these paper
pushers have added 30 words of regulations for every word in the original law.
No small tweak to Obamacare can fix this. No small tweak can give relief to these hard-working dads who are supporting their families and getting the wind knocked out of them by hundreds of dollars in insurance hikes.
If Congress does anything less than defund Obamacare, it is turning its back on all of these suffering Americans.
Heritage Foundation on Obamacare
The public recriminations continue surrounding Obamacare’s terrible, horrible, no good, very bad week and the myriad problems plaguing health insurance exchanges. But the concerns about flawed websites and consumer privacy are also symptoms of trying to mask the massive premium increases due to Obamacare.
The Associated Press (AP) explains that many of the flaws on the federally run exchange stem from the fact that consumers cannot “window shop” for health plans without first establishing an account. IT consultants called the exchanges’ lack of anonymous shopping capabilities a “major design flaw,” because it creates potential bottlenecks in the system as soon as the customer enters the site and needs to register. It’s one of many reasons why companies like Amazon and Orbitz let their customers browse anonymously before creating an account. But the Administration took a completely different approach when designing the federally run exchange, and the AP explains why:
Health and Human Services spokeswoman Joanne Peters said Tuesday the government omitted a window-shopping function because officials first wanted consumers to know the amount of the subsidy they might be eligible for. Those income-based tax credits can dramatically reduce premiums for people with modest incomes, and personal financial information is needed to calculate the subsidies.
“Our process allows us to show consumers plans with prices that reflect what they will pay with the tax credit they may be eligible for,” Peters said. “Window shopping would not allow for this.”
One obvious reason why the Administration wants to highlight the cost of health insurance after the application of premium subsidies is that the law is new mandates and requirements dramatically raise the cost of insurance before those subsidies are applied. But compiling and processing all the subsidy information for consumers has overwhelmed the exchange website—the warnings that “the federal exchange was not ready to launch” were not heeded, and the results have been obvious.
While running for President in 2008, then-Senator Obama promised his health plan would lower health insurance premiums by $2,500 per family. As many Americans are realizing, Obamacare is raising, not lowering, the cost of health insurance. Unfortunately, it appears that the Administration’s unwillingness to acknowledge this broken promise may have been at the root of the ongoing technological debacles with Obamacare’s exchanges.
As many of our readers know — We do not make it a habit of making “Further Reading” a process of our reporting. However, just as soon as we admit that open policy — we stumbled upon an “every promise broken, every lie told” what you need to know about Obamacare. Please enjoy this easy but skillful writing.